Terms of Use

We are Equifax Limited, (“Equifax” / “we” / “us” / “our”) a company registered in England and Wales under registered company number 2425920 and our registered office is at 1 Angel Court, London, EC2R 7HJ. Equifax Limited is authorised and regulated by the Financial Conduct Authority.

Your access and use of this website with domain name www.equifax.co.uk (“Website”) is subject to the terms and conditions in this document (“Terms”). By using this Website, you agree to be bound by these Terms, which shall take effect immediately on your first use of this Website. If you do not agree to be bound by all of these Terms, you must leave this Website immediately.

We may change these Terms at any time by publishing revised or new terms on this Website. By using this Website after we change the Terms, you accept and will be bound by them. We will notify you of the date the changes were last made by including the date of these changes in the ‘Latest Version’ section below, so it is important that you check this page from time to time to take notice of any changes that we may make.

A number of our services are available on this Website and specific contractual terms apply to each of these services. Nothing on this Website shall constitute an offer by us to provide any services to any person at any time accessing this Website.

Intellectual Property Rights

All copyrights, trade marks, design rights, patents and other intellectual property (registered and unregistered) in and on the Website and all content (including all applications) located on this Website shall remain vested in Equifax or its licensors. You may not modify, copy, reproduce, republish, upload, post, transmit, reverse engineer or distribute, in any manner or format, the material on the Website, including, but not limited to text, graphics, code and / or software. You may print and download portions of material from the different areas of the Website solely for your own non-commercial use provided that you agree not to change or delete any copyright or proprietary notices from the material. You may not attempt to introduce any malicious code or virus to any of our systems, or to damage them or this Website in any way whatsoever.

EQUIFAX is a registered trade mark of Equifax Inc. Other product or company names mentioned in the Website may be the trade marks of their respective owners. Nothing in these Terms in any way confers on you any licence or right under any trade marks, names or logos of Equifax or any third party.

You may not use, frame or utilise framing techniques to enclose any Equifax trade mark, logo or other proprietary information or property, including the images found at this Website, the content of any text or the layout / design of any page or form contained on a page without our written permission. Except as noted above, you are not conveyed any right or license by implication, estoppel, or otherwise in or under any patent, trade mark, copyright, or proprietary right of Equifax or any third party.

Disclaimer

Nothing in these Terms limits or excludes our liability for death or personal injury caused by our negligence. Subject to the foregoing, we shall not be liable for any of the following losses or damage (whether such damage or losses were foreseen, foreseeable, known or otherwise): (a) loss of data; (b) loss of revenue or anticipated profits; (c) loss of business; (d) loss of opportunity; (e) loss of goodwill or injury to reputation; (f) losses suffered by third parties; or (g) any indirect, consequential, special or exemplary damages arising from the use of this Website regardless of the form of action.

We do not warrant, guarantee or make any representations, either expressed or implied, as to the completeness, timeliness or accuracy of any of the input or output data and / or programs ("Information") available on this Website. The Information is provided "as is" and we give no warranties, conditions, guarantees or representations, expressed or implied that this Website will be available without interruption, or that it is error, virus or bug free. You acknowledge that it is your responsibility to implement sufficient procedures and virus checks (including anti-virus and any other appropriate or applicable security checks) to satisfy your particular requirements as to the accuracy and or content of Information.

Link Policy

This Website may contain hypertext links to web pages operated and maintained by third parties. These links are provided for your convenience only and we do not control and are not responsible for the contents of such web pages. Our inclusion of such links does not imply any endorsement of the material contained therein or of the owners. If you use the links to visit third party web pages, you do so at your own risk. You must not link to our Website without first obtaining our written permission.

Confidentiality

Comments, suggestions or materials sent or transmitted to us (collectively "Feedback"), shall be deemed to be non-confidential. We shall have no obligation of any kind with respect to such Feedback. By sending us Feedback you grant us an unrestricted, irrevocable license to use, reproduce, distribute, display and otherwise exploit the Feedback without limitation, including but not limited to developing and marketing products incorporating such Feedback. We will not without your written permission release your name or otherwise publicise the fact that you have submitted Feedback, unless we are required to do so by law.

Latest Version

April 2014