Back to basics – how do credit reports and scores work?

This infographic looks at the basics of credit, including what it is, why people need it, and some of the risks involved. It also covers common credit-related questions and lists some of the factors that may impact credit scores.

If you’d like to view your credit history and get an indication of how creditworthy a lender may find you, you can check your Equifax Credit Report & Score – it’s free for the first 30 days, then £14.95 monthly.

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<img src="https://www.equifax.co.uk/assets/resources/infographic/credit-report-and-credit-score-infographic.png" alt="Infographic how do credit reports and scores work" width="800"> <p><a href="https://www.equifax.co.uk/resources/credit-report-and-credit-score-infographic.html" alt="how do credit reports and scores work infographic">Back to basics – how do credit reports and scores work? – An infographic from Equifax UK </a></p>