. Infographic: How does your area’s Equifax Credit Score compare with the rest of the UK?

Average Equifax Credit Scores across the UK

How does your area’s Equifax Credit Score compare with the rest of the UK*?

This map shows the areas of the UK that have the lowest and highest average Equifax Credit Scores

SELECT A REGION
BY CLICKING
ON THE MAP

South East: 402

  • London: 374
  • Surrey: 412
  • Hertfordshire: 413
  • Essex: 384
  • Kent: 397
  • Hampshire: 396
  • Bedfordshire: 372
  • Berkshire: 416
  • East Sussex: 403
  • Buckinghamshire: 398
  • Middlesex: 383
  • Oxfordshire: 418

    Northern Ireland: 370

    Isle of Man: 388

    Scotland: 382

    • Aberdeen: 406
    • Angus: 364
    • Ayrshire: 371
    • Caithness: 383
    • Dumfries and Galloway: 379
    • Fife: 382
    • Inverness: 376
    • Lanarkshire: 368
    • Midlothian: 396
    • Shetland Islands: 394
    • Selkirkshire: 402
    • Renfrewshire: 374
    • Perthshire: 392
    • Stirlingshire: 381
    • West Glamorgan: 370
    • Outer Hebrides: 374

    North East: 371

    • County Durham: 376
    • Cleveland: 355
    • Tyne and Wear: 374

    North West: 372

    • Cheshire: 381
    • Cumbria: 390
    • Lancashire: 363
    • Merseyside: 351
    • Staffordshire: 371

    Yorkshire & Humber: 374

    • North Humberside: 369
    • South Yorkshire: 366
    • West Yorkshire: 374
    • North Yorkshire: 390

    East Midlands: 378

    • Derbyshire: 382
    • Nottinghamshire: 377
    • Leicestershire: 382
    • Lincolnshire: 380
    • Northamptonshire: 367

    West Midlands: 376

    • Herefordshire: 393
    • Worcestershire: 405
    • Shropshire: 388

    East of England: 393

    • Cambridgeshire: 384
    • Norfolk: 396
    • Suffolk: 397

    South West: 403

    • Avon: 404
    • Cornwall: 402
    • Devon: 397
    • Dorset: 412
    • Gloucestershire: 411
    • Wiltshire: 403

    Wales: 379

    • Clwyd: 375
    • Gwent: 368
    • Powys: 405
    • South Glamorgan: 369

    Channel Islands: 380

    How to keep your Equifax Credit Report in check:

    • Get on the Electoral Register as this information can be used to help verify
      your identity

    • Pay your bills on time and let lenders know if you’re struggling to pay

    • Remember that if you have a financial association their credit history could impact your credit worthiness

    • Watch out for fraudulent activity or anything on your account which doesn’t look right

    • Try and pay off existing debt before applying for more credit

    *The average Equifax Credit Score for the UK is calculated from a base of 206,825 customers who generated Equifax Credit Scores between 1st August 2017 to 31st August 2018.

    Regional boundaries are approximate and have been taken from Wikipedia: https://en.wikipedia.org/wiki/Regions_of_England

    To embed this infographic on your own website, copy and paste the source link below.

    https://www.equifax.co.uk/resources/money-management/average-uk-credit-scores.html

    Equifax

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