Knowledge Centre

Mortgages

Whether you're thinking of buying for the first time or you just need to brush up on your knowledge, here's everything you need to know about getting and paying off a mortgage.

Mortgages explained

If you're new to mortgages, here's where you'll find explanations of what mortgages are, how the amount you receive is decided and the different rates available.

Guide for first-time buyers

Buying your first home? Congratulations! Here's a list of guides for you to familiarise yourself with mortgages and what you need to know if you're buying with someone else.

Types of mortgages

There are several different types of mortgages available - so if you're not sure which mortgage will be best, here are some articles explaining the key differences

Setbacks when buying or selling a home

Sometimes things don't always go to plan and if you've experienced a setback, it can be frustrating. From getting gazumped to estate agent quibbles, here's what you need to know.

Getting mortgage ready

It's a good idea to get your credit score in great shape before you apply for a mortgage. Here's why your credit score matters and what you need to do before you apply for your mortgage.

Help getting on the property ladder

If you need a little extra help, there are several ways to make your deposit go further. Read more about schemes that could help you.

Guide to stamp duty

Stamp duty can be confusing. How much does it cost - and why do we need to pay it? Here's everything you need to know including the different rates.

Mortgage FAQs

Got a query about your mortgage? Here's the best place to browse our FAQs and get the answers you need to help you make the best decision about your mortgage.